{"id":4812,"date":"2015-06-24T16:11:06","date_gmt":"2015-06-24T16:11:06","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4812"},"modified":"2015-06-24T16:11:06","modified_gmt":"2015-06-24T16:11:06","slug":"can-creditors-revise-trid-loan-estimates","status":"publish","type":"post","link":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/","title":{"rendered":"Can Creditors Revise TRID Loan Estimates?"},"content":{"rendered":"<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\"><iframe loading=\"lazy\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/o183nutk5t?dnt=1&#038;videoFoam=true\" title=\"Wistia video player\" allowtransparency=\"true\" frameborder=\"0\" scrolling=\"no\" class=\"wistia_embed\" name=\"wistia_embed\" allowfullscreen mozallowfullscreen webkitallowfullscreen oallowfullscreen msallowfullscreen width=\"100%\" height=\"100%\"><\/iframe><\/div>\n<\/div>\n<p><script src=\"https:\/\/fast.wistia.net\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<p>Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Estimate only under certain changed circumstances. These include circumstances that:<\/p>\n<p>a) increase settlement charges beyond the legal tolerance limits<\/p>\n<p>b) affect YOUR eligibility or change the value of the loan security.<\/p>\n<p>Also,<\/p>\n<p>c) if the interest rate was NOT locked and the new rate changes points or lender credits<\/p>\n<p>d) for settlement delay on new construction loans within the stated revision window &#8211; typically 60 days, or<\/p>\n<p>e) if YOU indicate an intent to proceed more than 10 business days after the Estimate or request loan term revisions.<\/p>\n<p>Changed circumstances are extraordinary events beyond the control of you or the lending parties, OR changes or inaccuracies revealed in the information the lender used in preparing the Loan Estimate, OR new\u00a0information on you or the transaction that the creditor did not use in the Loan Estimate.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Estimate only under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal tolerance limits b) affect YOUR eligibility or change the value of the loan security. Also, c) if the interest rate was [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-4812","post","type-post","status-publish","format-standard","hentry","category-trid"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can Creditors Revise TRID Loan Estimates? - New Design 16<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can Creditors Revise TRID Loan Estimates? - New Design 16\" \/>\n<meta property=\"og:description\" content=\"Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Estimate only under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal tolerance limits b) affect YOUR eligibility or change the value of the loan security. Also, c) if the interest rate was [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\" \/>\n<meta property=\"og:site_name\" content=\"New Design 16\" \/>\n<meta property=\"article:published_time\" content=\"2015-06-24T16:11:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-content\/uploads\/sites\/18\/2024\/02\/social-media.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"tech@titletap.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tech@titletap.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\"},\"author\":{\"name\":\"tech@titletap.com\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/person\/8ad23b311a786919cc45dbaa4dd092e7\"},\"headline\":\"Can Creditors Revise TRID Loan Estimates?\",\"datePublished\":\"2015-06-24T16:11:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\"},\"wordCount\":172,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#organization\"},\"articleSection\":[\"TRID\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\",\"url\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\",\"name\":\"Can Creditors Revise TRID Loan Estimates? - New Design 16\",\"isPartOf\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#website\"},\"datePublished\":\"2015-06-24T16:11:06+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can Creditors Revise TRID Loan Estimates?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#website\",\"url\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/\",\"name\":\"New Design 16\",\"description\":\"New Design 16\",\"publisher\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#organization\",\"name\":\"New Design 16\",\"url\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-content\/uploads\/sites\/18\/2024\/02\/organization-logo.jpg\",\"contentUrl\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-content\/uploads\/sites\/18\/2024\/02\/organization-logo.jpg\",\"width\":696,\"height\":696,\"caption\":\"New Design 16\"},\"image\":{\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/person\/8ad23b311a786919cc45dbaa4dd092e7\",\"name\":\"tech@titletap.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f3e7007b2f129285f2e402618e3afccde4dc9fef8d373b930d9f8c481540d969?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f3e7007b2f129285f2e402618e3afccde4dc9fef8d373b930d9f8c481540d969?s=96&d=mm&r=g\",\"caption\":\"tech@titletap.com\"},\"sameAs\":[\"http:\/\/cloud04.titletapsites.com\"],\"url\":\"https:\/\/cloud04.titletapsites.com\/newdesign16\/author\/techtitletap-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can Creditors Revise TRID Loan Estimates? - New Design 16","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/","og_locale":"en_US","og_type":"article","og_title":"Can Creditors Revise TRID Loan Estimates? - New Design 16","og_description":"Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Estimate only under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal tolerance limits b) affect YOUR eligibility or change the value of the loan security. Also, c) if the interest rate was [&hellip;]","og_url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/","og_site_name":"New Design 16","article_published_time":"2015-06-24T16:11:06+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-content\/uploads\/sites\/18\/2024\/02\/social-media.jpg","type":"image\/jpeg"}],"author":"tech@titletap.com","twitter_card":"summary_large_image","twitter_misc":{"Written by":"tech@titletap.com","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/#article","isPartOf":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/"},"author":{"name":"tech@titletap.com","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/person\/8ad23b311a786919cc45dbaa4dd092e7"},"headline":"Can Creditors Revise TRID Loan Estimates?","datePublished":"2015-06-24T16:11:06+00:00","mainEntityOfPage":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/"},"wordCount":172,"commentCount":0,"publisher":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#organization"},"articleSection":["TRID"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/","url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/","name":"Can Creditors Revise TRID Loan Estimates? - New Design 16","isPartOf":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#website"},"datePublished":"2015-06-24T16:11:06+00:00","breadcrumb":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/can-creditors-revise-trid-loan-estimates\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cloud04.titletapsites.com\/newdesign16\/"},{"@type":"ListItem","position":2,"name":"Can Creditors Revise TRID Loan Estimates?"}]},{"@type":"WebSite","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#website","url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/","name":"New Design 16","description":"New Design 16","publisher":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cloud04.titletapsites.com\/newdesign16\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#organization","name":"New Design 16","url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/logo\/image\/","url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-content\/uploads\/sites\/18\/2024\/02\/organization-logo.jpg","contentUrl":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-content\/uploads\/sites\/18\/2024\/02\/organization-logo.jpg","width":696,"height":696,"caption":"New Design 16"},"image":{"@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/person\/8ad23b311a786919cc45dbaa4dd092e7","name":"tech@titletap.com","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cloud04.titletapsites.com\/newdesign16\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f3e7007b2f129285f2e402618e3afccde4dc9fef8d373b930d9f8c481540d969?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f3e7007b2f129285f2e402618e3afccde4dc9fef8d373b930d9f8c481540d969?s=96&d=mm&r=g","caption":"tech@titletap.com"},"sameAs":["http:\/\/cloud04.titletapsites.com"],"url":"https:\/\/cloud04.titletapsites.com\/newdesign16\/author\/techtitletap-com\/"}]}},"_links":{"self":[{"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/posts\/4812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/comments?post=4812"}],"version-history":[{"count":0,"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/posts\/4812\/revisions"}],"wp:attachment":[{"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/media?parent=4812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/categories?post=4812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cloud04.titletapsites.com\/newdesign16\/wp-json\/wp\/v2\/tags?post=4812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}