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What Is Mortgage Insurance?

http://fwd4.wistia.com/medias/nqu886d347?embedType=iframe&videoFoam=true&videoWidth=640 Like the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto...

How Can I Improve My Home’s Value?

http://fwd4.wistia.com/medias/flq6w2rwfh?embedType=iframe&videoFoam=true&videoWidth=640 Buyers generally seek the least expensive home in the best neighborhood they can handle. Like the guy in the video says, you want to present a home that fits in the...

Why Use A REALTOR®

http://fwd4.wistia.com/medias/yy0y3hzcux?embedType=iframe&videoFoam=true&videoWidth=640 A state license is required to sell real estate. But roughly half of those licensed take the additional step of becoming a REALTOR®. As we show you in this video, only...

What Details Can I Ask Brokers In Advance?

http://fwd4.wistia.com/medias/p38h5cj8wy?embedType=iframe&videoFoam=true&videoWidth=640 This video tells you what any real estate professional would tell you. Ask them: How long do homes in my neighborhood currently stay on the market? How would you price my...

How Do I Evaluate An Offer?

http://fwd4.wistia.com/medias/bfmyf6lec2?embedType=iframe&videoFoam=true&videoWidth=640 Well, as this story shows, there’s more to an offer than the price tag. Factors you should consider: Is this offer at, near or above my asking price? Are there clauses and...

What Is A Counter-Offer?

http://fwd4.wistia.com/medias/jiepdabajw?embedType=iframe&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, a seller can respond to a buyer’s offer with changes - a “counter” - that improves the terms. You need to put...

What Responsibilities Do I Have During The Lending Process?

http://fwd4.wistia.com/medias/ssytjkqjde?embedType=iframe&videoFoam=true&videoWidth=640 To ensure you won't fall victim to loan fraud, as you’ll see in this video, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand...

What Should I Look Out For During The Final Walk-Through?

http://fwd4.wistia.com/medias/s1706mek1n?embedType=iframe&videoFoam=true&videoWidth=640 Well, as this story shows, this will likely be the first opportunity to examine the house without furniture giving you a clear view of everything. Check the walls and...

What Is RESPA?

http://fwd4.wistia.com/medias/dbxeoixnvu?embedType=iframe&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential customers...

What Costs or Fees Are Associated With Loan Origination?

http://fwd4.wistia.com/medias/4muifyknjj?embedType=iframe&videoFoam=true&videoWidth=640 Yes, loan origination involves costs and fees. As you’ll see in the video, when you turn in your application you'll be required to pay a loan application fee to cover the...